Earn 5 reward points for every 100 spent on Grocery, Departmental stores and Movies
 Know more1% fuel surcharge waiver at all fuel stations across India on transactions between 400 and 5,000 (Max. 250 per statement cycle).
Note -No Reward Points are earned on fuel transactions.
Spend 25,000 every anniversary year for reversal/waiver of annual fees of 250.
Redeem your reward points as cashback and other exciting options
Convert purchase of > 2,500/- on your card into easy EMIs of 6/36 months
Please Note **The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
Get free Personal Accidental Death Cover to ensure financial protection of your family. Air: 15 Lakhs and Non-Air: 5 Lakhs.
Report loss of card immediately to ensure zero liability on any fraudulent transactions
Avail up to 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience
Fee Type | Fee | Reversal/Waiver criteria* |
---|---|---|
First year Fee | NIL |
NA |
Annual Fee | 250 | Spend 25,000 on your card in a year for fee waiver |
*Please note - Annual fee waiver is applicable only to non-delinquent credit cardholders.
The arrangements between BFSL and cobrand partners may involve sharing of revenue between BFSL and the respective cobrand partner as per agreed terms between both the parties.
Disclosure-Revenue sharing between BFSL and Co-brand Partners
The arrangements between BFSL and cobrand partners may involve sharing of revenue between BFSL and the respective cobrand partner, for the cobranded credit cards issued as per the arrangement. Revenue sharing may typically be across joining & annual/renewal fee and spends using the cobranded credit card.
5X Rewards Terms & Condition