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Bobcard Signature

Bobcard Signature (Visa)

Overview

BOBCARD Signature Visa is affiliated with VISA International & valid throughout the world. It is globally accepted over 70 million locations and more than 1 million ATMs worldwide. BOBCARD presents these premium cards to offer its gratitude to the High Net worth Individuals. Exclusively designed, this card is packed with great features and benefits. So, get your signature Visa today and be a part of the evolution.

Its features offer you the freedom you deserve and the convenience you desire. Not to mention the extra benefit of insurance it offers –Free Personal Accidental Insurance. What's more, you can withdraw cash up to 40% of credit limit from any ATM.

  • Acceptability: Global
  • ATM Compatibility
  • Cash withdrawal Limit: 40% of Credit Limit
  • Interest Rate (service charges): 2.6% p.m. (APR31.2%) on reducing balance
  • In built Free Personal Accidental Death Coverage *:
    • Air Accidental Death :   50, 00,000
    • Other Accidental Death (other than Air Accidental Death) :   10, 00,000
  • Annual fee is waived on spend of   2,00,000 in a year and regular payment
  • Loyalty points: 2 on purchase of   100
  • Host of inbuilt offers and privileges of Visa like Free Airport Lounge Access etc.
  • *Applicable only on Primary Cards
  • Please note some terms and conditions of Credit Cards will be revised w.e.f. 1st Jan. 2018. Click here for more details
  • Annual income of   12,00,000 & above.
  • Age between 18 to 65 years
  • Existing Banking relation with Bank of Baroda (preferred)
Particulars Fees & Charges
Acceptability Global
Chip Availability Chip
Age18-65
Add on CardsYes
Income Eligibility Individual (I) / Corporate (C)   12,00,000 (I)
Merbership/Joining Fess   1000/- for primary &   1000/- per add-on
Free for Lifetime (Annual fee waiver subject to monthly payment of minimum dues (atleast) and min annual spend on card per year as per given details)   2,00,000/-
Annual Fees
Principal   1,000/-
Add-on   1,000/-
Bonus Points on Purchase of   100 (Except for cash/Petrol Txns)2
Accidental Insurance
Air Accident   50,00,000/-
Other Accident   10,00,000/-
Service charges on balance outstanding 2.60% p.m.
Cash withdrawal Charges
ATMs (Domestic)   200(3%)
ATMs (Abroad)   250(3.5%)
Billing Date 1st of (Month)
Late Payment charges Outstanding LPC
Up to   500/- Nil
501 to 25,000-   300/-
Above 25001 -   500/-
Chq.Return Charges (w.r.t. chq amount) 2.5% or min   500/- whichever is higher
De-blocking Charges*   300/-

* Card gets blocked in case of non payment of minimum dues for two consecutive months.

* Taxes as applicable on Fees & Charges.

  • Identity Proof : Copy of Passport/PAN Card/UID/Driving License/Voter's Identity Card
  • Income Proof : Latest Income Tax Return/Form -16/ Salary slip (Only in case of Govt. /PSU sector employees)
  • Address Proof : Copy of Passport/Electricity/Fixed Line Bill/UID/Bank passbook of PSU Bank
  • Color Photograph
  • Copy of PAN Card
  • Last 3 months bank Statement

(All documents to be self attested)*
All documents to be verified from nearest Bobcards Area Office / Bank of Baroda Branch.

In case of account holders of Bank of Baroda, submission of the application through the concerned branch of Bank of Baroda is recommended for expeditious processing of application.

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  • Important Information - BoB Credit Cards are currently being issued for the billing cycles of 1st, 7th, 16th, 18th or 25th of every month, as per BOBCARD Limited discretion. The cardholder has a one-time option to change the existing billing cycle as available. Cardholder may write to crm@bobfinancial.com or contact us at our Toll Free Nos. 1800 2665 100 & 1800 2667 100 for a change in the billing cycle. By applying for a credit card, I authorize BOBCARD & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
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(CIN:U65990MH1994GOI081616).