with Bank of Baroda EMPOWER Business Credit Card
More than a card, you now have business empowerment at your disposal to help you set a competitive edge for your business, and create a significant impact in your life & around the world.
Designed exclusively for Proprietors and Self-Employed segment, Bank of Baroda EMPOWER Credit Card provides a simple solution to manage all business expenses. And in order to delight you while you put strenuous efforts, we have packaged your card with exclusive privileges and superior benefits.
Key Benefits
Earn 0.5 Reward Point for every 100 spent on Select MCCs*
Earn 1 Reward Point for every 100 spent on all other MCCs.
All your accumulated reward points can be redeemed for cashback @1 reward point = 0.25
1% Fuel Surcharge Waiver on all fuel transactions between 400 - 5000 (Maximum waiver of 250 per statement)
To convert purchases of > 2,500/- on your card into easy EMIs of 6/36 months
*Refer reward points important terms and conditions on MITC Section of the website.
**Reward Points are not earned on fuel transactions.
apply now
for Bank of Baroda EMPOWER Business Credit Card
Eligibility Criteria
Eligibility Criteria :
BOB/Non BOB Self-employed customers are eligible
Age of Individual Applicant should be min 21 Years and max 65 Years
BOB Customers: Self-Employed with Annual Income >= ₹ 2.4 L
Non BOB Customers: Self-Employed with Annual Income >= ₹ 4.8 L
Documents Required
Documents Required
Submit the following with application form:
KYC (PAN) is mandatory
Current Address Proof
Recent passport size photograph (colour copy)
GSTIN Registration details
Income documents: Latest GST returns
Business Loan >=2 L, Sanction letter on Bank's letterhead duly signed by a bank official with branch stamp and seal (detailed checklist guideline on loan covered in disclaimer section)*
Fees & Charges
Fees & Charges:
Please click here to see the fees and charges applicable on Bank of Baroda EMPOWER Business Credit Card
| Fees/Charges: | Primary |
|---|---|
| Joining Fee (levied in the first statement) | NIL |
| Annual Fee (subsequent years) | ₹500 |
| Annual Fee Waiver Criteria | On spends of > ₹50000 or more in a preceding year |
Need assistance? 
Call at 1800 225 100 (24*7) |
Write to crm@bobfinancial.com for any support
