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A train journey is not just about destination. It's for exploring some never-ending tracks of happiness! IRCTC BoB Credit Card has been specially designed so you get to board a plethora of complimentary services, rewards, benefits, and a wholesome experience of travelling by train, to cherish lifelong. With this card, we endeavour to make your train journeys even more rewarding and memorable, so you always #TraverseWell.

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Card Benefits

MORE BENEFITS

on your IRCTC BoB Credit Card

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for IRCTC BoB Credit Card and #TraverseWell

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Use Customer Helpline for all your queries/support:
Call at 1800 225 100 (24*7) | Write to crm@bobfinancial.com for any support

1Reward Points can be used to book tickets only on IRCTC platform. Valid only on 1AC, 2AC, 3AC, CC or EC class bookings. Redemption can be made only against the full fare of the ticket. Redemption shall be allowed only if the cardholder has accessed the IRCTC Website/App through his own login using his own username and password. Applicable for Primary Cardholder only. To purchase a ticket worth ₹1000 on IRCTC platform, Cardholder needs to have reward points worth minimum ₹1000 or more for redemption.240 Reward Points per ₹100 for Travel dates between 15 Jan – 31 Mar and 15 July – 15 Sep. 16 Reward Points per ₹100 for Travel dates between 1 April -14 July and 16 Sep – 14 Jan valid on 1AC, 2AC, 3AC, CC or EC class bookings . 4 BoB Reward Points = 1 IRCTC Travel Point. 1 BoB Reward Point = ₹0.25. Travel points will be credited only 5 days after the date of journey completion, if the ticket is not cancelled. Applicable only on the fare of the Primary Cardholder/s and not on the fare of the entire ticket. The Primary Cardholder will have to mandatorily be one of the passengers listed on the railway ticket. In case the Add-on Cardholder pays the ticket fare, accelerated reward points will be applicable only to the Primary Cardholder/s.
3If the Primary Cardholder books a ticket on IRCTC Website or Mobile App using his/her BoB IRCTC Credit Card, Customer is eligible to get up to 1% cashback credited to the statement against the transaction charges on the booking fare. Please note transactions charges will be revered for cancelled tickets.
4Maximum 1000 BoB Reward Points or 250 IRCTC Travel Points per statement cycle.
5Applicable for Primary Cardholder only.

Disclosure – Revenue Sharing between BFSL and cobrand partners
The arrangements between BFSL and cobrand partners may involve sharing of revenue between BFSL and the respective cobrand partner, for the cobranded credit cards issued as per the arrangement. Revenue sharing may typically be across joining & annual/renewal fee and spends using the cobranded credit card.



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