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Premier Select Easy swavlamban Unnati Prime Paytm
  •  Earn Reward Points for every Rs. 100 spent
  •  Redeem your reward points as cashback
  •  Fuel Surcharge Waiver**
  •  Zero Annual Fees basis Card Usage*

Key Features

**Please note - The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

*Refer reward points important terms and conditions on MITC Section of the website.

Other Benefits


Fee Type Fee Reversal/Waiver criteria*
First year Fee
Rs. 250.   Life Time Free*
Spend Rs. 2,500 on your card within first 60 days of card setup date for first year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
Annual Fee
Rs. 250  Life Time Free*
Spend Rs. 12,000 on your card in a year for fee waiver

*Please note - Joining/Annual fee waiver is applicable only to non-delinquent credit cardholders.

5X Rewards Terms & Condition

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  • Important Information - BoB Credit Cards are currently being issued for the billing cycles of 1st or 16th of the month as per BFSL's discretion. The cardholder has a one-time option to change the existing billing cycle as available. Cardholder may write to crm@bobfinancial.com for a change in the billing cycle. By applying for a credit card, I authorize BoB Financial & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
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