Earn 5 reward points for every 100 spent on grocery & departmental stores. Know more
Zero First year & Annual Fees
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000 (Max. Rs. 100 per statement cycle).
Note -No Reward Points are earned on fuel transactions.
Reward Points can be redeemed as cashback
@ 0.25 per reward point
Convert purchase of 2500 & more into
Smart EMIs of 6 to 36 months
*Please note that 5X Rewards are capped at 750 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate.
** Please Note that the GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
Get up to 3 Lifetime Free add-on cards for your spouse, parents, siblings or kids (above age 18)
Free Accidental Death Cover (Air & Non-Air (includes Sea): 20 Lakhs), for financial protection of your family
Report loss of card immediately to ensure zero liability on any fraudulent transactions
Avail up to 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience
*Exclusively for Indian Navy Personnel
5X Rewards Terms & Condition