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Card Limits

Credit limit & Cash limits are assigned to the cardholder based on the internal parameters of BOBCards, the credit history with the credit bureaus etc. & the same is communicated at the time of issuance of card. On periodic review of the card account, the company reserved the right to allow the customer to continue with the same/reduced limit. Customers seeking to have their limits enhanced can do so by writing to BOBCards and providing documents as required. The company at its sole discretions may/may not increase the limit without assigning any reasons / clarifications.

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  • Important Information - BoB Credit Cards are currently being issued for the billing cycles of 1st, 7th, 16th, 18th or 25th of every month, as per BOBCARD Limited discretion. The cardholder has a one-time option to change the existing billing cycle as available. Cardholder may write to crm@bobfinancial.com or contact us at our Toll Free Nos. 1800 2665 100 & 1800 2667 100 for a change in the billing cycle. By applying for a credit card, I authorize BOBCARD & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
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(CIN:U65990MH1994GOI081616).