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Exclusively for Assam Rifles Personnel

  •  Complimentary 6 Months FITPASS Pro Membership worth ₹15000. Know More.
  •  1000 Reward Points on Card Activation within 30 days
  •  12 Months Amazon Prime Membership on spends of at least ₹1 Lakh,
    within 90 days of issuance. Know More.
  •  5X i.e. 10 Reward Points for every ₹100 spent on Grocery & Departmental Stores.
  •  2 Reward Points for every ₹100 spent in Other Categories.
  •  8 Complimentary Airport Lounge access per calendar year (2 per quarter)#.  
  •  4 Complimentary Golf Lessons/Games per calendar year (1 per quarter)#. Know More.
  •  Pay safely with contactless card.  Know More.

Key Features

*Please note that 5X Reward points are subject to maximum of 1,000 Reward Points per month, any spends on 5X spend categories beyond threshold spends will accrue points as per regular rate i.e. 2 RP for every  100.

** Please Note that the GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

^The 24/7 concierge service is a booking/scheduling assistance service provided by NPCI-RuPay for a defined list of Domestic and International services. The cost of booked/scheduled services will have to be borne by the cardholder at the rates informed by the concierge call centre.

#Benefit is applicable only if the Card is used at least once in the preceding 30 days (from the date of availing benefit).

Other Benefits

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Exclusively for Assam Rifles Personnel

5X Rewards Terms & Condition

  • For crediting 5X Reward Points on eligible transactions, the Credit Card issuer (BOB Financial in this case) relies on the correct International/online flag or Merchant Category Code (MCC) identifier provided by the merchant acquirer (provider of the card acceptance service to the merchant). These flags/identifiers are as per rules laid out by the card networks (Visa, Mastercard, RuPay etc.). If the merchant acquirer does not send the flag/identifier or sends an incorrect flag/identifier, BOB Financial will not be able to identify such transactions as eligible transaction for 5X reward points benefit, resulting in awarding of only regular Reward Points (and not 5X) on such transactions.
  • The sub categories and their respective MCCs for spend categories eligible for 5X Reward points include the following:
    • Departmental Stores - 5311
    • Grocery Stores - 5411
  • The category of purchase will be decided on the basis of the Merchant Category Code (MCC) for the merchant establishment where the purchase is made. BOB Financial reserves the sole right to decide on whether a purchase meets the eligibility criteria as listed above.
  • BOB Financial is not liable for any disputes that arise due to differences in merchant category code mapping maintained by acquiring banks. Cardholder is requested to validate Merchant Category Code (MCC) from the merchant before making swipe on his card. Only the above listed MCCs shall entitle the cardholder for Accelerated Reward Points on his card.
  • Posting of additional Reward points is an automated process and the same will reflect in the next monthly statement.
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  • By applying for a credit card, I authorize BoB Financial & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
Copyrights 2018 - BoB Financial Solutions Limited. All rights reserved.
(CIN:U65990MH1994GOIO81616).